Not a model. A governance layer. Policy control · Bundled + governed HTTP

Keep your model.
Add governed decisioning.

Make credit decisions follow explicit policy, route low-support cases to review, and leave an audit-linked record — without replacing your scorer.

Runtime governance, not post-hoc observability.

Built for credit teams using existing PD or risk scorers. Supports bundled scorers and governed HTTP-connected scorer contracts.

Get Demo Key View audit pack format
Your Application
Your Scorer (Bundled / HTTP)
Auditvec Control Layer Runtime controls
  1. 1Deterministic policy execution
  2. 2Coverage checks
  3. 3Review routing
  4. 4Decision evidence
Export ready Audit pack
Decision record + audit_id
Why Governance

Production needs controls.

Shipping a score is easy. Shipping a decision system is not.

Common gaps we see

  • Drifting thresholds
  • No coverage or evidence
  • Logs without integrity
  • Reasons that do not match policy

Auditvec governance controls

01
Deterministic policy execution Apply the same approved rules in the same order.
02
Coverage-aware routing Route low-support cases for review when configured.
03
Scoring-artifact change control Control which approved model or config revisions can serve.
04
Audit linkage audit_id links the governed record to its decision trail.
Runtime Governance

Coverage is a decision control, not a dashboard metric.

Coverage checks indicate how well a case is supported by the configured reference data. Low-support cases can be routed to review instead of being automatically decided.

Runtime governance

Apply controls while a score becomes a decision, rather than reviewing outcomes only after the fact.

Coverage-gated routing

Use configured support thresholds to route low-support cases to review.

Deterministic policy execution

Run approved thresholds and policy rules in a consistent, reviewable order.

Audit-linked decision evidence

Return decision context and an audit_id; generate export packs through the audit workflow.

Can support more consistent handling of borderline cases.

Can make review handoffs clearer.

Can reduce decision-trail reconstruction work.

Can simplify production and audit review.

Governed output

Decision record

Full schema in docs

Policy status, routing result, coverage, plain summary, and audit linkage in one governed record. Audit packs are generated separately through the export workflow.

{
  "router": { "gate_policy": "PASS", "final_decision": "APPROVE" },
  "policy": { "status": "PASS" },
  "coverage_pct": 100.0,
  "plain_summary": { "decision": "APPROVE", "reason_lines": ["...", "..."] },
  "audit_id": "avk_5abd5baa"
}

What governed records include

  • Routing resultA reviewable path to APPROVE, REVIEW, or DENY.
  • Policy statusControl outcomes and triggered flags in one payload.
  • CoverageCoverage checks are recorded with the governed decision.
  • Plain summaryReason lines are returned in a readable decision summary.
  • Audit linkageaudit_id ties the record to the governed decision/audit trail.
Process Flow

From request to governed decision

A path risk, engineering, and compliance can all review.

1

Receive request

Validate schema and profile.

2

Score case

Return output from the configured scorer.

3

Apply controls

Run policy and coverage checks.

4

Route decision

Return approve, review, or deny.

5

Decision evidence

Return audit linkage; export packs when requested.

Integration

Two supported lanes. One governed record.

Bundled scorer and governed HTTP-connected scorer lanes both return policy, router, coverage, plain summary, audit linkage, and audit export support.

Docs / Audit pack format See Pricing

Bundled scorer lane

Hosted
  • Bundled hosted calls use POST /classify?explain=compact.
  • Returns populated router, policy, coverage_pct, plain_summary, and audit_id.
  • Audit export is supported through /audit/export?download=1.
  • Bundled scorer support is proven on the public hosted surface.

Governed HTTP-connected scorer lane

Supported contract
  • Governed HTTP scorer integrations use POST /hybrid/score?explain=plain.
  • HTTP-exposed scorer services and model deployments integrate through this contract.
  • Representative scorer families can be validated through this contract during onboarding.
  • Returns the same core governed record fields and supports audit export where configured.
Evidence is optional when enabled/configured.
Offline profile onboarding (optional): available in assisted onboarding or private deployment. Provide an examples file + mapping file; we return a profile bundle + versioned signature, plus an optional evidence pack when enabled. Production activates explicit profiles only, and mismatched signatures fail fast. See docs · Request onboarding.
SDK & Examples

One call. Governed output.

Bundled hosted calls use /classify?explain=compact; governed HTTP-connected scorer integrations use /hybrid/score?explain=plain. Both return the same core governed record.

Public examples use the demo credit profile and set X-Config-Id: german explicitly.

See full schema
curl 
curl -s -X POST "https://risk.auditvec.com/classify?explain=compact" \
  -H "Content-Type: application/json" \
  -H "X-API-Key: YOUR_KEY" \
  -H "X-Config-Id: german" \
  -d '{
    "data": {
      "duration": 24,
      "credit_amount": 2500,
      "age": 35,
      "installment_rate": 2,
      "residence_since": 3,
      "status": "A12",
      "credit_history": "A32",
      "purpose": "A43"
    }
  }'
Python (requests) 
import requests

payload = {
    "data": {
        "duration": 24,
        "credit_amount": 2500,
        "age": 35,
        "installment_rate": 2,
        "residence_since": 3,
        "status": "A12",
        "credit_history": "A32",
        "purpose": "A43",
    },
}

r = requests.post(
    "https://risk.auditvec.com/classify?explain=compact",
    headers={
        "X-API-Key": "YOUR_KEY",
        "X-Config-Id": "german",
        "Content-Type": "application/json",
    },
    json=payload,
    timeout=8,
)
print(r.json())

Need another lane or language? Docs include JS, Go, PowerShell, and a governed HTTP scorer example. Bundled hosted calls use /classify?explain=compact; governed HTTP scorer integrations use /hybrid/score?explain=plain. Audit pack export uses /audit/export?download=1 (ZIP with SHA-256 checksums; verifier script provided).

Sandbox Preview

Preview the response format and routing behavior.

Simulation Inputs

0.72
High

Simulates how well this case is supported by configured reference data.

Evidence Mode No seeded data

Seeded mode adds a compact evidence summary; verbose evidence is reserved for enabled private deployments.

Seeded default: compact evidence summary only.
Verbose evidence

Verbose evidence is reserved for enabled private deployments.

Seeded data enabled Compact output
Public example data
Default payload evidence label, confidence, coverage
Verbose payload private-deployment examples disabled
Verbose fields case_id, outcome, similarity, support (max 3)
RESPONSE PAYLOAD Seeded Verbose evidence
APPROVE 
// Loading...

Live hosted API · Public technical documentation · Verifiable audit-pack workflow · Shadow-mode rollout path

Transparent Governance Pricing

Pricing aligned to rollout stage, governance scope, and deployment lane.

Sandbox

For evaluation, API exploration, and non-production testing.

Free
  • 200 requests / day
  • Schema-stable output
  • 7-day demo key
  • Documentation and best-effort email support
  • Evaluation use only
Get Sandbox Key

Limited Production

For one governed decision flow with standard configuration and standard support.

From US$2,500/month

Includes 50,000 decisions per month. Additional decisions are US$0.02 each.

  • One governed decision flow or profile
  • Standard policy and routing configuration
  • Hosted deployment with standard support
  • No bespoke integration project
  • No private deployment
  • No custom SLA
Discuss Limited Production
Primary production

Governed Production

For production teams requiring integration assistance, policy and routing configuration, audit workflows, and ongoing governance support.

From US$6,000/month

Usage, profile count, and deployment scope are defined in the agreement.

  • Integration assistance
  • Multiple governed flows or profiles, subject to agreement
  • Policy and routing configuration
  • Audit-export workflow
  • Change and release support
  • Ongoing governance assistance
Discuss Governed Production

Enterprise

Custom scope for private deployment, security review, service commitments, tailored controls, and dedicated support.

From US$150,000/year
  • Private-deployment options available by agreement
  • Security review support
  • Service commitments available by agreement
  • Tailored enterprise controls
  • Dedicated implementation and governance support
Discuss Enterprise

90-day governed pilot

From US$25,000

A scoped, milestone-based production onramp to evaluate governance value.

Pilot fees may be credited toward an annual agreement, subject to the agreed minimum annual contract value.

Discuss pilot scope
FAQ

Integration FAQ

Is Auditvec a model?

No. It wraps your scorer and applies governance controls around it.

Do you store data?

Public demo workflows are for evaluation data only. Production data handling and retention controls are deployment-specific and scoped by agreement.

Can we run it privately?

Private-deployment options, including customer-environment and sidecar patterns, are available by agreement and scoped during pilot design.

What does the API return?

Policy status, routing result, coverage, reasons/plain summary, and audit linkage in one governed decision record.

Pilot without touching production.

Run shadow mode first, review governed outputs, then enable enforcement.

  • Deployment-specific data handling and retention controls
  • Single-tenant option by agreement

Public demo workflows are not intended for personal, sensitive, regulated, or production applicant data. Production data handling and retention are scoped by agreement.

Get Demo Key

Instant

Request an evaluation key for non-production testing.

Email is optional. If provided, Auditvec may use it to follow up about your evaluation request. Your key is returned directly in your browser.

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Need private pilot controls? [email protected]